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Paisamart FAQ

Get detailed answers to common questions about Paisamart personal loans, eligibility, application process, and repayment options.

What is Paisamart?

Paisamart is a trusted digital financial platform that provides instant personal loans online. We focus on simplicity, transparency, and speed, helping individuals access funds for various personal needs without the long procedures of traditional banks.

How does Paisamart work?

Applying for a Paisamart loan is easy. Fill out the online application, upload your documents securely, and get instant verification. Once approved, the loan amount is transferred directly to your bank account, usually within minutes.

What types of loans are available?

Paisamart offers loans tailored for different purposes, including shopping, emergencies, home renovations, travel, bill clearance, and household needs. Each loan type comes with flexible repayment options and competitive interest rates.

Who can apply for a loan?

Applicants must be Indian citizens aged 21–58 with a steady income and valid KYC documents. Whether salaried or self-employed, Paisamart ensures eligibility verification is quick and hassle-free.

How much can I borrow?

Loan amounts range from ₹10,000 to ₹1,00,000 depending on your income, credit history, and repayment capacity. Paisamart ensures the loan amount suits your financial comfort and repayment ability.

Which documents are required?

You’ll need PAN, Aadhaar, a recent salary slip or bank statement, and a passport-size photo. All documents are uploaded securely online — no physical submission needed.

How long does disbursement take?

After document verification, most Paisamart loans are approved and disbursed within minutes. This ensures you receive funds quickly for urgent or planned needs.

Is Paisamart safe?

Yes. Paisamart follows advanced security and encryption standards to protect your personal and financial data. Your information is never shared with third parties without consent.

Can I prepay my loan?

You can prepay or foreclose your loan anytime after the initial lock-in period. Prepayment charges, if applicable, are clearly mentioned in your loan agreement, giving you full transparency.

How to contact Paisamart?

For any queries or support, email support@paisamart.in or visit our Contact page. Our team is available to assist you with loan applications, repayments, and general inquiries.

PaisaMart is your trusted partner for instant personal loans, offering fast, secure, and hassle-free financial solutions. We provide loans with transparent processes, competitive interest rates, and flexible repayment options to help you meet your personal or emergency needs. With a seamless online application process and instant approval, PaisaMart ensures that funds are disbursed directly to your bank account in minutes. Our mission is to make borrowing simple, reliable, and accessible for everyone.

Corporate Office
Vatika Mindscape, Tower D, 1st Floor, Office No. 109, Faridabad, 121006

support@paisamart.in

+91-9999165373 +91-9911323551


*Disclaimer
  • Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
  • Neither there is any provision in law to keep, nor does the company keep any part of its deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.

Instant Loan Calculator

Maximum ₹1,00,000
Range: 18% - 42%
Up to 36 months
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A UNIT OF SURYA SHAKTI VYAPAAR PVT LTD

No. B.05.05944

  • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.

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