Rate and Terms

Home Rate and Terms

Rates & Charges

Minimum Loan Amount
Rs. 5,000 /-
Maximum Loan Amount
Rs. 100,000 /-
Tenure Days
90 Days to 365 Days
Processing Fee
2% of loan amount
No Pre
No pre - closure charges
ROI (Rate of interest)
@ 2% to 2.72% Monthly
APR (Annual Percentage Rate)
@ 18% to 36%
Cheque bounce charges
Rs. 1000 /-

How is APR determined?


Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees


APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR upto 375% per annum.



Monthly Payment Example

Loan Amount APR Tenure Interest Interest Amount Processing Fee % GST (Processing Fee) Net Diisbursed Amount Total Repay Amount
Rs.15000 375% 61 Days 1% Rs. 4500 10% Rs. 270 Rs.13230 Rs.19500

PaisaMart is your trusted partner for instant personal loans, offering fast, secure, and hassle-free financial solutions. We provide loans with transparent processes, competitive interest rates, and flexible repayment options to help you meet your personal or emergency needs. With a seamless online application process and instant approval, PaisaMart ensures that funds are disbursed directly to your bank account in minutes. Our mission is to make borrowing simple, reliable, and accessible for everyone.

Corporate Office
Vatika Mindscape, Tower D, 1st Floor, Office No. 109, Faridabad, 121006

support@paisamart.in

+91-9999165373 +91-9911323551


*Disclaimer
  • Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
  • Neither there is any provision in law to keep, nor does the company keep any part of its deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.

Instant Loan Calculator

Maximum ₹1,00,000
Range: 18% - 42%
Up to 36 months
Enter details above and click Calculate
A UNIT OF SURYA SHAKTI VYAPAAR PVT LTD

No. B.05.05944

  • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.

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