Rate and Terms

Home Rate and Terms

Rates & Charges

Minimum Loan Amount
Rs. 5,000 /-
Maximum Loan Amount
Rs. 100,000 /-
Tenure
61 to 180 Days
Processing Fee
Up to 10% of loan amount
Pre-closure Charges
No pre-closure charges
ROI (Rate of Interest)
Up to 1.0%
APR (Annual Percentage Rate)
Up to 375% Per Annum
GST on Processing Fees
18%
Cheque Bounce Charges
Rs. 1,000 /- per bounce

How is APR determined?


Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees


APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR upto 375% per annum.



Monthly Payment Example

Loan Amount Loan Tenure (Days) Processing Fee with GST Total Interest Interest Rate Processing Fee Rate Total Repayment Amount Processing Fee Incl. GST Disbursed Amount APR
Rs. 50,000 61 Days Rs. 5,000 Rs. 30,500 1% 10% Rs. 80,500 Rs. 5,900 Rs. 44,100 436%

PaisaMart is your trusted partner for instant personal loans, offering fast, secure, and hassle-free financial solutions. We provide loans with transparent processes, competitive interest rates, and flexible repayment options to help you meet your personal or emergency needs. With a seamless online application process and instant approval, PaisaMart ensures that funds are disbursed directly to your bank account in minutes. Our mission is to make borrowing simple, reliable, and accessible for everyone.

Corporate Office
B-109 Sector 27D Faridabad Haryana 121003, India

support@paisamart.in

+91 99900 83903 , +91 87964 43097


*Disclaimer
  • Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
  • Neither there is any provision in law to keep, nor does the company keep any part of its deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.

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A UNIT OF SURYA SHAKTI VYAPAAR PVT LTD

No. B.05.05944

  • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.

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